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Modern Townhouses Despite popular belief, condominiums require their own unique insurance policy. While many condo associations have insurance, those policies just cover the condominium building, property in the common areas and liability insurance for the organization. Most condo association's insurance plans do not cover your personal belongings, water or fire damage to the interior of your condo, or the medical bills if someone were to slip and fall on your kitchen floor. Those are just a few of the reasons you need condo insurance.

What Does The Policy Cover?

Apartment condos all coloful under bright blue sky and clounds 02Condominium insurance policies protect the belongings in the interior of your condo and any upgrades to cabinetry, flooring, Loss Assessment, etc. It protects you from liability in the event of bodily injury or property damage to others. Just like homeowners insurance, renters insurance and travel insurance, condo insurance policies can be personalized to meet the needs of individual circumstances and condominiums. The typical condo insurance policies will cover losses originating from the following events:

  • Accidental flooding or discharge of water
  • Fire or lighting
  • Smoke
  • Vandalism
  • Theft

At Nickerson Insurance Services, Inc. we are here to answer all of the questions you may have. To learn more about our services, call an insurance agent today!

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