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AUG
15
2020

The Importance of Investing in Builder’s Risk Insurance

What Is Builder’s Risk Insurance? Builder’s risk insurance is a type of property insurance that protects contractors and property owners in the event that something occurs during the building process. This type of insurance covers both of the following natural and man-made
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AUG
05
2020

How Much Car Insurance Do I Need?

When It Comes to Car Insurance, How Much Coverage Do I Need? Car insurance protects individuals in the event that they are involved in an accident, their vehicle is stolen, or if their vehicle has become damaged. It is required by law in almost every state in the US. Failing to
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JUL
15
2020

What Are the Most Common Homeowners Insurance Claims?

Common Homeowners Insurance Claims Homeowners insurance covers you in the event that there is an unforeseen accident or disaster. If damage does occur to your home, it is important to contact your insurance company and file a claim. The most common claims filed are for theft,
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JUL
05
2020

Common Business Insurance Claims

Understanding Business Insurance Claims  Business insurance ensures that a business is completely covered from financial damages in the event that an accident or disaster occurs. There are many different types of business insurance policies including workers’ compensation,
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JUN
15
2020

What Insurance Does a Small Business Need?

Necessary Insurance Policies for Small Businesses When starting a small business, it is important to understand that there are many risks. To ensure your business is set-up for success, insurance coverage is essential. Policies a small business should look into include workers’
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JUN
05
2020

What Does a Homeowners Insurance Policy Cover?

Homeowners Insurance Policy Coverage  Homeowners insurance provides protection against damages to your home caused by theft, fires, and other natural disasters as well as from liability in the event that someone is hurt in your home. Those who take out a mortgage to purchase a
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MAY
15
2020

Why Is it Important to Have Homeowners Insurance?

Homeowners Insurance 101 What is homeowners insurance? Homeowners insurance is a type of personal insurance that provides security against damages to your home caused by theft, fires, and other natural disasters. It also protects you from liability in the event that someone is
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MAY
05
2020

What Are the Different Types of Insurance?

A Closer Look Into Different Types of Insurance Policies Insurance ultimately protects people from financial loss. At Nickerson, we focus on two categories of insurance: personal and business. Learn more about the different types of insurance policies our insurance agency
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APR
15
2020

How to Avoid High Car Insurance Premiums

Drive Defensively to Prevent High Car Insurance Premiums According to the National Highway Traffic Safety Administration, there are over six million car accidents in the United States each year. When you are involved in a car accident and deemed at fault, a cost will be added to
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APR
05
2020

Why You Should Invest in Earthquake Insurance

The Importance of Earthquake Insurance Coverage According to the National Earthquake Information Center, 12,000 to 14,000 earthquakes occur around the world each year. With more than 500 active faults in California, it is not uncommon for residents to experience the effects of an
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MAR
11
2020

Questions to Ask Before Purchasing Homeowners Insurance

Understanding Homeowners Insurance Homeowners insurance is a very valuable investment. Accidents can often happen unexpectedly, causing serious damage to your home. In the event that disaster strikes or someone is hurt in your home, it is important to have the proper coverage to
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MAR
05
2020

The Nickerson Curesadors Are Ready to Give Cancer the Boot

Nickerson Will Participate in Relay for Life of Torrance Nickerson Insurance is proud to participate in the Relay for Life events on April 25th in Torrance, California. Relay for Life was started in the United States in 1985 by Dr. Gordy Klatt. As a colorectal surgeon, Dr. Klatt
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FEB
15
2020

The Importance of Investing in Renters Insurance

Why You Need Renters Insurance Nowadays, it is very common for individuals to rent homes or apartment units. Renting allows many people the flexibility to live where they want for a certain period of time. It also gives them more financial and personal freedom than owning a home
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FEB
05
2020

Get Covered In All Aspects of Life With Additional Insurance Policies

Additional Insurance Policies When people think about personal insurance, there are a few types that come to mind. Auto insurance, homeowners insurance, property insurance, and life insurance are terms that most of us are familiar with due to their prevalence. But it doesn’t just
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JAN
15
2020

Necessary Insurance Policies For Protecting Your Business

Protect Your Business With These Must-Have Insurance Policies Owning a business comes with risks. Without the proper insurance in place, a business faces a number of liabilities that can be frustrating, damaging, and costly. Coverage is necessary for safeguarding everything from
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JAN
05
2020

Commonly Asked Questions About Car Insurance

Questions You May Have About Car Insurance If you are curious about car insurance, you have come to the right place! Maybe you are looking to purchase a vehicle, or have questions on what comes next. Nickerson is here to answer commonly asked questions in regards to car
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DEC
15
2019

Get Homeowners Insurance for the Holidays

Get the Gift of Homeowners Insurance It’s officially the holiday season! This time of year consists of family gatherings, putting up decorations, shopping for gifts, participating in traditions, and more. While it’s supposed to be the most wonderful time of the year, that can
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DEC
05
2019

The Importance of Having Workers’ Compensation

What is Workers’ Compensation? Almost every state requires employers to purchase workers’ compensation. This type of insurance policy protects employees in the event that they are injured or become ill while engaging in a job-related responsibility. It covers lost wages as well
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NOV
15
2019

Consider Additional Insurance Policies to Protect Your Business

Additional Insurance Coverage  While there are many rewards to operating a business, there are also risks involved. Some of these risks include potential property damage or business interruption, an employee getting injured, or filed negligence claims. It is important that
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NOV
05
2019

Would You Benefit From Disability and Long-Term Care Insurance?

The Advantages of Having Disability and Long-Term Care Insurance   Sometimes life hits us with the unexpected, catching us off guard and leaving us unprepared. This is especially true when it comes to our health. Chronic illnesses, diseases, disabilities…the list goes on.
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OCT
15
2019

Get More Coverage With Property Insurance

Property Insurance Covers Many Areas When you get a mortgage for a home, the lenders are going to want to know about the property insurance policy you plan to carry. It’s a part of protecting their investment in your purchase. Plus, it’s smart for you to carry insurance that
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OCT
05
2019

Auto Insurance Covers More Than You May Think

Get Auto Insurance for Everything You Need In order to legally drive a vehicle, you must obtain auto insurance. Insurance is especially necessary for protection when accidents or other incidents occur. While it may be common to think that auto insurance only applies to the car
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SEP
15
2019

Protection With Umbrella Insurance

Is Umbrella Insurance Right for You? You know there are many different kinds of insurance out there, but what do you need to feel protected and what do you really need to cover you in the event of an unforeseen circumstance? While you likely have car insurance, home insurance,
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SEP
05
2019

Preparing for a Natural Disaster

What Would You Do If a Natural Disaster Struck? It is important to be prepared for any emergency situation, but you might not always think of the right things in advance. There are certain types of insurance that come to mind easily, and others that you might not have thought of.
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AUG
15
2019

Are You Eligible for Workers’ Compensation Benefits?

Understanding Workers’ Compensation As an employee, it’s important to understand your rights and what you are owed from the company that you work for if you were to become injured or ill as a result of your work. It’s possible that you might get workers’ compensation benefits,
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AUG
05
2019

The Pros and Cons of Earthquake Insurance

Is Earthquake Insurance Worth It? When you buy homeowners insurance, it would be nice if it covered absolutely everything that could happen to your home, but in reality, it just doesn’t. You might want to get additional insurance to cover certain things that could occur, like
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JUL
15
2019

FAQ About Life Insurance

What Do You Want To Know About Life Insurance? If you have to insure your vehicle and you have insurance on your home as well, do you really need life insurance? It truly never hurts to know more about life insurance in the first place before you answer that question. Life
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JUL
05
2019

Natural Disasters and Homeowners Insurance: What You Need To Know

Preparing With Natural Disaster Insurance Wherever you live, that area has proclivities for certain natural disasters. The fact of the matter is, you never know when it might affect you and have an impact on your home and possessions. Natural disasters are scary and instead of
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JUN
15
2019

Why Your Company Needs Professional Liability Insurance

Do You Need Professional Liability Insurance? Professional liability insurance is also often called errors and omissions and it protects businesses from the costs that they might incur if they have to defend their services against negligence lawsuits or other error claims. Any
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JUN
05
2019

The Difference Between Group and Individual Coverage

Should Your Business Offer Group Insurance? If you own a small business, you will want to consider different insurance options for your employees. Many people will think about group health insurance plans, but they will also consider individual health insurance reimbursement.
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MAY
15
2019

Everything You Need to Know About Disability Insurance

The Facts And Details On Disability Insurance If you’re in good health and of a young age, you might not think you need disability insurance. Who knows, you could be right. But when you think into the future, ask yourself how long you could survive without a paycheck. That
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MAY
05
2019

FAQs About Medical Insurance

Understand More About Medical Insurance Medical insurance is something you have to have, like car insurance. You pay for it on a regular basis and while you might not enjoy doing so, when you need the insurance, you will be relieved to have it. The more you look into medical
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APR
15
2019

Various Types Of Business Insurance You Can Get

Business Insurance Types And Styles Business insurance is something that every business needs, but it’s also a customized thing that needs to suit each business in a personalized manner. There are a variety of different business insurance types and they can provide complete
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APR
05
2019

Understanding Different Types Of Surety Bonds

Surety Bond Types And Styles Surety bonds are things that are purchased to protect third-parties if they were to fail to meet obligations in the contracts. There are four main types of bonds that are the most common. They include contract, commercial, fidelity, and court surety
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MAR
15
2019

Do You Have Enough Homeowners Insurance?

Avoiding Over Or Under Coverage On Homeowners Insurance Homeowners insurance is a necessity, but they key to the coverage is finding the right balance. Paying for more than you’ll ever need wastes your money. Having too little coverage can cost you even more if something were to
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MAR
05
2019

What You Need To Know About Surety Bonds

Examining Surety Bonds With FAQs Sometimes, your business might hire another company to help with a project. While those jobs can go smoothly, at other times, the hired company may not fulfill the contract appropriately. What that happens, the original business is held
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FEB
15
2019

What You Need To Know About Errors & Omissions Insurance

The Lowdown On Errors & Omissions Insurance There are so many different types of insurance available today, it can be hard to figure out what your business needs and what it can do without. Errors & omissions insurance might seem like a sideline insurance that you won’t
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FEB
05
2019

Does Your Business Need Fidelity Bonds?

How Do Fidelity Bonds Operate? Fidelity bonds are a cross between insurance and surety bonds. They are required of some businesses, like those that operate within finances or those that handle customer funds or other assets. Sometimes, fidelity bonds are called third-party
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JAN
15
2019
flooded-floors-of-home

Flood Insurance Myths

Straight Talk About Flood Insurance You have homeowners insurance so surely, if anything happens to your house, you’re covered, right? Not always. Some homeowners get flood insurance as an extra piece of coverage because they know just how damaging something as simple as water
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JAN
05
2019
insurance-agent-showcasing-umbrella-insurance

Who Needs Umbrella Insurance?

Should You Look Into Umbrella Insurance? Sometimes it feels like there are so many different types of insurance, it’s hard to keep track of them all. You have homeowners insurance, car insurance, life insurance, health insurance, and possibly other kinds already; do you really
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DEC
15
2018
couple-hearing-about-life-insurance

How Much Life Insurance Do You Need?

Life Insurance Calculation Options There’s no exact science to determining how much life insurance you need to carry. But if you have a family that depends on you, you likely want to have some kind of policy. It’s best to make a sound estimate based on the information you have at
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DEC
05
2018
water-leaks-at-apartment

Is Renters Insurance Necessary?

Renters Insurance Is Optional But Smart When you buy a home, you get homeowners insurance. It’s a necessary part of the deal. If you rent an apartment or home, you don’t have to get insurance, but you might regret it if you don’t. While renters insurance isn’t absolutely
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NOV
15
2018
manager-dealing-with-employee-dispute

Understanding Professional Liability Insurance

Do You Need Professional Liability Insurance? If you run a business that offers any type of service or creates some kind of product, you might need to have professional liability insurance to protect yourself and our company from things that can go wrong. If you act as an
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NOV
05
2018
businessmen-holding-a-meeting

Consider Utilizing Group Life Insurance

Group Life Insurance Benefits If you want to protect your family, that means thinking ahead to some unthinkable things. If something happens to you, what happens to them? Many people get life insurance to cover their family in the event that they pass on and their family is left
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OCT
15
2018
businessmen-settling-a-deal

How Much Does Business Property Insurance Cost?

Business Property Insurance Costs There are a lot of costs that go into owning a business. You have to buy or rent a property, hire employees, get office supplies together and so on and so forth. Sometimes, it feels like one thing after another as far as expenses go. However, you
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OCT
05
2018
smiling-man-inside-car

What Do You Need In Commercial Auto Insurance?

Getting Proper Commercial Auto Insurance When you own a business, there are a variety of types of insurance that you might have to protect your interests. If your business utilizes vehicles of some kind, you will want to have commercial auto insurance as well. Whether vehicles
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SEP
10
2018
man-looking-at-liability-insurance

What Does General Liability Insurance Cover?

Understanding General Liability Insurance You want nothing but the best for your business and you might be an expert at what you do. However, if you aren’t in the insurance industry, that may be something you definitely aren’t an expert on. You know you need insurance coverage,
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SEP
05
2018
business-owners-looking-at-insurance

Do You Need Workers Compensation Insurance?

Workers Compensation Insurance 101 If you run your own business, you may feel like you are on your way to making a mark in your industry. As you expand and hire employees, it’s a good time to look into workers compensation insurance. The laws on this type of insurance vary in
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AUG
15
2018
woman-having-car-troubles

Do You Have Enough Car Insurance?

Don’t Drive Underinsured—Get Proper Car Insurance Car insurance is one of those tricky things that you have to have to drive legally, but many people just don’t understand. You might have way too much insurance or not enough. If you don’t have enough car insurance, you could be
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AUG
05
2018
constructed-home-with-keys-and-calculator

Avoiding Homeowner’s Insurance Mishaps

Don’t Fall For Costly Homeowners Insurance Mistakes You never know when something is going to happen to your home and if disaster strikes, you want to be ready. Homeowners need insurance for things like storms, fires, and other such incidents. You never expect it to happen to
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COMMENT 0
JUL
15
2018
girl-posing-in-her-car

Comparing Car Insurance Quotes

Get The Car Insurance Quote—Then Understand It Whether you have been driving for years or you are a new driver, you’re going to have to have car insurance. It’s one of those necessary items related to driving a vehicle. You know it’s smart to get a number of car insurance quotes
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JUL
05
2018
family-pictured-with-new-home

Finding Homeowners Insurance Deals

Where Can You Find Good Prices On Homeowners Insurance? Whether you have purchased your first home and you want to save money for decorating and other projects or you have had the same insurance for years and want to look into different options, there are deals to be found in any
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JUN
15
2018
home-post-earthquake

Do You Need Earthquake Insurance?

Those Who Use Earthquake Insurance Are Glad To Have It When you live in California, earthquakes are prevalent threats. If you are caught unprepared by an earthquake, you could have a lot of damage and a lot of costs on your hands. Earthquakes can occur almost anywhere, but they
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JUN
06
2018
shaking-hands-during-meeting

What Commercial Insurance Do You Need?

Getting The Right Commercial Insurance For Your Business The right commercial insurance isn’t a one-size-fits-all deal. You need insurance that is customized for your business based on the items involved with your particular work. Some businesses need one type of insurance while
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COMMENT 0
MAY
15
2018
man-giving-house-key

Mistakes To Avoid With Property Insurance

What Property Insurance Do You Need? If you’re a homeowner, you know you need homeowners insurance. But whether or not you own your home, you should also consider property insurance. Property insurance covers natural disasters for homeowners, renters, condo owners, mobile homes
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MAY
05
2018
man-giving-house-key-to-new-owners

What You Need To Know About Homeowners Insurance

Buying Homeowners Insurance For The First Time They say there’s a first time for everything. And if you have recently decided to purchase your very first home, you will be buying homeowners insurance for the first time as well. Buying a house is exciting, but it comes with many
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APR
15
2018
teenager-sitting-in-car-with-keys

Why Is Car Insurance More For Teens?

Teen Drivers And Car Insurance If you have a child, they will eventually be a teenager. That’s scary enough, but when that teenager starts driving, your nightmares really begin. Not only are you worried about their safety, but you have even more bills to cover than before.
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COMMENT 0
APR
05
2018
driver-on-a-rainy-day

Defensive Driving Is The Best Car Insurance

Use Defensive Driving As Car Insurance Driving is one of the most dangerous things people do on a daily basis. Car crashes have a huge impact on someone’s life and they can lead to injuries or even deaths. While responsible drivers legally have to have car insurance, no one
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MAR
15
2018
signing-paperwork-with-insurance-agency

Use One Insurance Agency For All Your Needs

Using One Insurance Agency Brings Advantages Many people may not realize that it’s of a great benefit to them to use one insurance agency for all of their insurance needs. There are a number of agencies that specialize their insurance items. The three essential insurance needs
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MAR
05
2018
tree-slams-into-house

Getting A Fair Settlement With Property Insurance

Protect Yourself With Property Insurance Property insurance is designed to protect you if anything goes wrong with your property. But sometimes, if something does go wrong, you have a hard time getting a fair settlement. Buying insurance helps you prepare for the worst, but when
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FEB
15
2018
Car-being-hauled-by-tow-truck

What Happens If You Don’t Have Car Insurance?

Penalties For Driving Without Car Insurance If you have decided that you don’t want to bother with car insurance, you are making a risky decision. You never know what’s going to happen out on the road and you could be saddled with quite a bit if you are caught. Here are a few
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COMMENT 0
FEB
05
2018
Woman-holding-car-keys

Why Do I Need Car Insurance?

Reasons To Have Car Insurance Car insurance may be mandatory, but that doesn’t stop roughly 1 in 8 drivers who don’t have it at all. Sure, you’re supposed to have it, but is it really necessary? If you find yourself going back and forth as to whether or not you should bother with
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JAN
15
2018
House-keys-dangling-from-man's-hand

How To Find The Right Homeowners Insurance

Buy Homeowners Insurance With Care When you buy a home, it is probably the largest investment you will make in your lifetime. You want to ensure that your home is protected at all times. You’re required to have homeowners insurance, but you want to have the proper amount and the
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COMMENT 0
JAN
05
2018
Driver-with-hands-on-wheel

Guide to Defensive Driving | Car Insurance Tips

Avoid Accidents (And Car Insurance Hikes) With Defensive Driving Getting in a car accident is obviously something that no one wants to experience. And it’s not something you can see coming all the time, either. But getting behind the wheel of your car is something you do every
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DEC
15
2017
Car-in-flooded-area

Recover Faster And Easier With Flood Insurance

Learn About The Benefits Of Flood Insurance As a homeowner, you are probably already aware of the importance of having the correct insurance coverage. Insurance not only provides assistance in the case of an emergency but also gives people peace of mind that even if something
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COMMENT 0
DEC
05
2017
Concept-of-homeowners-insurance-showed

Finding The Right Homeowners Insurance Coverage

Tips On Choosing Homeowners Insurance Buying a home is the largest investment you might ever make and you will want to protect it with homeowners insurance. Not only is homeowners insurance necessary to get a loan, but it can also protect you in a number of different ways. You
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COMMENT 0
NOV
15
2017
Insurance Agency

Tips To Find The Best Insurance Agency

How To Find The Best Insurance Agency Finding the best insurance agency for you is a very big decision because it has the potential to affect so many different areas of your life. You have specific needs that have to be met when it comes to protecting your car, home, and
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NOV
05
2017
Car Insurance

How To Find Affordable Car Insurance

Car Insurance That Fits Your Budget Everyone wants a good price on car insurance. It’s something you have to have to drive your car, after all—so why not save some cash? Well, there are plenty of reasons why the most inexpensive option may not always be the best, but if you’re
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OCT
15
2017
Road-cracks-due-to-earthquake

Important Details To Know About Earthquake Insurance

Do You Need Earthquake Insurance? When you look at your homeowner’s insurance policy, you may feel a peace of mind about the things you’re covered in. However, what if there’s an earthquake in your area or some other disaster that your policy doesn’t cover. Are you out of luck?
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COMMENT 0
OCT
05
2017
Man-looking-at-paperwork

Types Of Business Insurance Small Companies Need

Business Insurance For Small Businesses If you own a small business, you want to protect your investment in every way. You don’t want to own a home or drive a car without insurance so it’s also a good idea to protect your business and those who work for you. While there are a
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COMMENT 0
SEP
15
2017
Home-owners-insurance-is-a-must-for-new-homes

4 Homeowners Insurance Tips Homeowners Should Know

Purchasing Homeowners Insurance If you are a first-time homeowner, you may be hit with a lot of details at once. Of course, you knew you would have a mortgage and that taxes and other fees would be included. You probably also knew that you would have to buy homeowners insurance,
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SEP
05
2017
Calling-your-insurance-agency-after-an-accident-is-important

Filing A Claim With Your Insurance Agency

Car Insurance Claims By law, you need to have car insurance to legally drive. Although you hope to never use it, it’s a nice thing to have if you ever find yourself in an accident. Car accidents happen on a daily basis and you never know when they could happen. If you have an
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AUG
15
2017
Car Insurance

What Type Of Car Insurance Do You Need?

Car Insurance Needs Car insurance is something you know you have to carry in order to legally drive, but what type of insurance do you have to have and what is smart to add on? The cost of even a small car repair can make you glad you have insurance, but there is a wide variety
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AUG
05
2017
Homeowners Insurance

What Does Homeowners Insurance Cover?

Homeowners Insurance Coverage If you are buying a home for the first time, you may know that you have to carry homeowners insurance. But what does it cover? Do you need to add extra things to it? These are smart questions to ask so you are prepared in the event of something
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COMMENT 0
JUL
25
2017
Your Insurance Agency Busts Common Industry Myths

Your Insurance Agency Clarifies Common Industry Myths

Your Insurance Agency Answers the Most Common Questions   Insurance is something most everyone purchases at some point in their lives. You might need it because you buy a new car or need home insurance, but chances are that you won’t make it through life without
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JUL
15
2017
Homeowners Insurance Mistakes To Avoid

Homeowners Insurance Mistakes To Avoid

Don’t Make These Homeowners Insurance Mistakes   You never know when your homeowners insurance will come in handy, which is really the whole point of having it so that you gain protection from unexpected circumstances beyond your control. But not everything to do with
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JUN
25
2017
Why buy earthquake insurance

Why Buy Earthquake Insurance?

Earthquake Insurance Benefits When you bought your home, you were required to purchase homeowners insurance of some kind. In fact, you likely pay for that insurance through your monthly mortgage bills. It’s not something you think about very often. You may not even think about it
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JUN
15
2017
Things to know when buying homeowners insurance

Things To Know When Buying Homeowners Insurance

Homeowners Insurance Details Buying a home is a huge investment and the overall process can be rather overwhelming. If you are a first time buyer, you might not give much thought to homeowners insurance, but that would be a mistake. If anything happens to your home, your
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MAY
25
2017
What does homeowners insurance cover

Homeowners Insurance: What Does It Really Cover?

Important Things To Know About Homeowners Insurance You bought a house, so what’s next? Maybe you’ve never taken the steps to insure the contents of your home. Maybe something has happened in your neighborhood to cause alarm, like break-ins. No matter what your reasons, many
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MAY
15
2017
What to do when accidents happen

Insurance Agency Tips: What To Do When Accidents Happen

Accident Tips From Your Insurance Agency A vehicle accident can be a traumatizing situation for everyone involved. When they occur there can be a lot of stress, and as a driver you can be so full of adrenaline that you may not be thinking clearly. Nevertheless you should try to
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APR
25
2017
Model Of How Car Insurance Can Protect Family

The Ins and Outs of Car Insurance

Understand Your Options for Car Insurance Thousands of car accidents happen every single day. Not all of these accidents result in large pile-ups and injuries, but they do end up costing drivers a good amount of time, money, and excess stress. While many accidents are minor, it
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APR
10
2017
Damaged Car Being Repaired With Help Of Car Insurance

The Best Reasons for Car Insurance

Car Insurance Protects More Than Just Your Car Car insurance exists to protect your vehicle, your name, and your credit. Protecting your car is the main reason that most people get car insurance. In every state, it is mandatory to have some type of auto insurance. Motor vehicle
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MAR
25
2017
Property Insurance Provider Hands Key To Client

4 Types of Property Insurance

Property Insurance Is the Key to a Better Life Many people don’t understand the importance of purchasing and maintaining a property insurance policy. The truth is that purchasing a policy that includes property insurance is the best way to protect yourself, your family, and your
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COMMENT 0
MAR
10
2017
Files Of Business and Property Insurance

Why Property Insurance Matters for Businesses

Property Insurance Is a Necessity for All Businesses Can you imagine going through life without any kind of insurance? While it’s certainly possible, it’s not recommended. Property insurance is something that is important for anyone and everyone, but it is particularly important
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FEB
25
2017
Man Without Car Insurance Gets Into Accident

What Happens If You Don’t Have Car Insurance?

No Car Insurance, No Guarantees Making your life easier is as simple as investing in a comprehensive car insurance policy with a reputable company. Without car insurance, you put yourself at serious risk for things for which you need not risk yourself, or your car. Getting car
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FEB
15
2017
Car Insurance Agent Reviews Car Damage

Why Do I Need Car Insurance?

Is Car Insurance for Me? If you don’t know, car insurance is not only for you, it is for every single driver, whether they own the car that they are driving or not. Car insurance has saved more people’s lives and wallets than anyone can possibly guess, or even estimate. Car
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JAN
31
2017
Homeowners Insurance Agent Covering Family

Essential Insurance

Don’t Let Life Happen to You Life happens, whether we want it to, or not. Accidents happen. Weather can be bad. And you may be severely injured at work, and not survive. When life happens, make sure that you and your loved ones are protected by making sure that everyone and
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JAN
05
2017
Guy being a defensive driver so he is more safe on the road

A Beginner’s Guide to Defensive Driving

Tips From Our Car Insurance Agents: Defensive Driving 101 When it comes to driving, you can either be on the defense or offense while you’re on the road. And while being on the offense seems logical, you’re actually safer and more in control when you’re on the defensive side.
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DEC
25
2016
House With Earthquake Insurance

Earthquake and Specialty Insurance

Make Sure You’ve Got Insurance With so many threats that could affect your personal possessions, you’ve got to be ready for anything, at any time. In some places, it is necessary to prepare for a wide range of unpredictable natural disasters, but in other places, you simply must
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DEC
15
2016
Family Insurance

Insurances that Everyone Needs

Everyone Needs Some Insurance In the United States, it is difficult, if not impossible, to get along without some type of insurance. Your employer may have you ensured for a small amount of money, and may have this policy in case you have an accident on the job. A little
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NOV
15
2016
Hands Covering A Toy Car Like Car Insurance

Protect Your Car

Protecting Your Car is Essential Though it should be common sense that car insurance is key to your peace of mind, there is still a large number of drivers that get on the road everyday with uninsured vehicles. Driving without car insurance is not just a really bad idea, it is
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NOV
05
2016
Home Destroyed In Disaster Not Insured

Disasters Not Covered by Regular Homeowner’s Insurance

Make Sure You’re Thoroughly Insured There are fewer things in this world more frightening than a natural disaster. Whether you’ve just bought your dream home, or if you’ve been in your home for decades, you always want to make sure that you protect the largest investment th
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OCT
15
2016
Earthquake Insurance Demonstrated Through Paper Houses

Evaluating Earthquake Insurance Providers

Finding A Reliable Earthquake Insurance Provider If you live in California, you do so inherently understanding that there is always a risk is earthquakes. While many places around the country are prone to their own form of natural disasters (hurricanes, tornadoes, forest fires,
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OCT
05
2016
Saving Money on Car Insurance

Top Reasons Your Car Insurance is Expensive

Car Insurance Doesn’t Have to Be Expensive In fact, there are a list of factors that can help you cut down on your insurance costs. Even if you’re a man that drives an antique car, there are possibilities for your insurance premium to be more affordable. For instance, if this
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SEP
15
2016
Homeowners Insurance Policy

Common Reasons Homes Aren’t Insured

Reasons Some Homeowners Don’t Have Homeowner’s Insurance In an age where even cell phones and television sets offer in-store insurance, often in addition to a manufacturer’s warranty, there are still those who are hesitant to purchase a policy for their home. Homes are
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SEP
05
2016
Couple Talking To Their Insurance Agent

Advantages of Using One Insurance Agency for All of Your Insurance

Why Going through One Insurance Agency is Sensible Combining Policies Means A Discount This is a benefit that many people do not know about choosing to get all of your insurance through one provider. The three essential insurances are home, health, and life, and an insurance
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AUG
15
2016
Car Insurance For Classic Cars

Why it is Important to have Car Insurance for Classic Cars

For the Love of the Classics in Lomita Can you imagine if your perfectly-preserved 1955 Cadillac were washed away from your home? What if it were mangled on its bi-monthly trip down to the lot for a show? You’d be heart-broken if you came home one evening to see that Betsy, yo
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AUG
05
2016
Large - Protect Your Carson Home with Homeowner's Insurance

5 Reasons You Need to Get Homeowner’s Insurance

Are You on the Fence About Getting Homeowner’s Insurance? Your home is the biggest investment that you’ll make in your entire life. You’re going to spend the majority of your life raising your children, having a career, and living life inside of it. But what if it was all taken
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JUL
15
2016
What to Look for in an Insurance Agency in Lomita

What To Look For In An Insurance Agency

5 Things To Keep In Mind When Finding An Insurance Agency Every insurance agency is different. Some feature captive agents, some have independent agents, and some are insurance brokers (who don’t actually sell insurance, but rather help you negotiate the best deal with an
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JUL
05
2016
This Driver is Happy with the Better Car Insurance He Got in Torrance

5 Tips For Better Car Insurance

A Necessary Expense, Car Insurance Can Be Costly While car insurance can indeed be costly, it’s a necessary and ultimately helpful investment. The good news is that you can have a direct effect on what you pay, as there are a number of factors that go into determining your car
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JUN
15
2016
6-15 Earthquake Insurance Graphic Displays House Being Destroyed From Earthquake (1)

Is Earthquake Insurance Worth It?

There has long been the debate in California over whether or not earthquake insurance is really necessary. Simultaneously, there is a massive and collective sense of fear for “the big one.” These two facts are contrary, because in a state where earthquakes are so common and fear
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JUN
05
2016
Cutouts of Family At Lomita Park

The Difference Between Renters and Homeowners Insurance

According to the 2010 Census, 53.7% of housing units in Lomita, CA are occupied by renters. This explains why so many people inthe Lomita area are curious about renters insurance and have many questions about it. Is it the same as homeowners insurance, but for tenants instead of
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COMMENT 0
MAY
15
2016
Couple Inquiring About A Quality Insurance Agency

4 Qualities of a Great Insurance Agency

4 Qualities of a Strong Insurance Agency Whether you are looking for your first insurance agency to work with or if you have recently moved to Torrance, it is crucial that you find the right agency for you. Having a great insurance agent on your side can ensure a stress-free
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COMMENT 0
MAY
05
2016
Hybrid Cars Have More Expensive Car Insurance

Is it More Expensive to Insure Hybrid Cars?

Car Insurance for Eco-Friendly Cars | Is it More Expensive? Today, it seems like eco-friendly cars are driving down just about every street in Carson. These vehicles provide a way for drivers to not only save the environment, but to save money. While you may think that
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APR
15
2016
Paper House In Cracked Dirt As A Representation To Earthquake Insurance - 4-15nickerson-earth

Are You Prepared for the Next Earthquake?

3 Reasons Why You May Not Be Ready for the Next Earthquake Many homeowners believe that they are completely prepared and covered in the event of an earthquake, but unfortunately, they are not. Below, we have shared some of the most common things that people tell themselves that
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APR
05
2016
Person Creating A House From Wooden Blocks To Symbolize Homeowners Insurance

4 Things You Should Know About Homeowners Insurance

Buying a Home? Here are 4 Things You Should Know About Homeowners Insurance Buying your first home can be a very exciting venture. No matter if you are purchasing a home for your family or as an investment, all homeowners need insurance. Homeowners insurance is a policy that
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MAR
15
2016
Insurance Agent Filling Out Car Insurance Form For Accident

What is Your Car Insurance Actually Insuring?

What’s Actually Being Covered In Your Car Insurance Policy? So, you’ve finally decided to buy a car. This can be a very exciting time in your life. You will now possess the freedom to go wherever you please without the need to count on others to get from point A to point B.
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COMMENT 0
MAR
05
2016
NI-3-5 - Purchasing Car Insurance To Protect Your Child

7 Simple Car Seat Tips From Our Car Insurance Agents

Car Seat Advice From Our Car Insurance Agents Driving safely is important, especially when you have children in the car. Below are a few steps to take when installing your child’s car seat and ensuring that they are secure and happy. 1. Install the car seat correctly If you are a
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COMMENT 0
FEB
15
2016
Insurance Agency Protects Teen Drivers

Teen Drivers: Safe Driving Tips from Our Car Insurance Agents

It can be so exciting for your teen when they finally get the chance to be behind the wheel. However, we know that it can be a little scary for parents, especially when they get their license and you no longer need to be in the car while they are driving. As a parent, it is a
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COMMENT 0
FEB
01
2016
Insurance Agency Protecting Cars On The Road

Wet Weather Driving Tips that Keep Car Insurance Costs Low

When you live in the South Bay and Los Angeles, you probably are not used to driving in rainy conditions. When it is raining, there is decreased visibility and roads tend to be more dangerous. Because of this, you may be more wary to drive while it is raining. There is no reason
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COMMENT 0
JAN
15
2016
Family in House Happy With Their Insurance Company

Keep Your Home Safe and Reduce Homeowners Insurance Costs

Doing small things to keep your home safe can make a huge difference. While your homeowners insurance policy should cover any damages, accidents, or burglaries, we really want to prevent these incidents from happening in the first place. We want to make sure that your family
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COMMENT 0
JAN
01
2016
Insurance Company Car Key with Red Bow

Do You Have Enough Car Insurance for that New Car?

Was your holiday season right out of a car commercial? With your family bundled up in sweaters and scarfs and a ridiculously large red bow on the top of the brand-new, shiny car? (The traditional snowy weather might be difficult to accomplish in the South Bay) We know that the
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COMMENT 0
DEC
15
2015
Insurance Agency Decorations

Keeping Your Home Safe During The Holidays

For those of us who have seen the holiday favorite Home Alone, we know this time of the year can be scary for homeowners. Especially those who are traveling for the holidays. Another danger that homeowners may need to think about is house fires. During this time, our homes are
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COMMENT 0
DEC
01
2015
Insurance Agency Agreements

Business Owner’s Guide to Workers Compensation

As a business owner, you probably know that you need to get workers compensation, but you may just see it as an additional cost and not fully realize how important it is for your business. Workers compensation is a type of business insurance that is not only beneficial to your
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COMMENT 0
NOV
15
2015
Mother and father holding their babies

4 Travel Insurance Tips For Your Holiday Vacation

As we are entering the holiday season, we know that it is the biggest traveling season. Everyone wants to go home to see their loved ones during this time of the year. However, this can also make traveling much more stressful than traveling already is. It’s a good idea to
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COMMENT 0
NOV
01
2015
man in a suit touching his chin

Should I Get Workers Compensation for My Freelancers?

The landscape of the working world has changed during the 21st century. Instead of employees choosing to stay with a company permanently, many individuals are choosing to become freelancers or independent contractors instead. There are benefits to choosing this form of work for
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COMMENT 1
OCT
15
2015
couple having fun in their new apartment

How to Decorate Your Apartment (While Keeping Your Security Deposit)

There you are, you’re all moved into your apartment. You’ve found the perfect apartment. You have all your furniture set up the way that you want. All your clothes and possessions are unpacked. You’re looking for a great rental insurance plan. But, something is still
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COMMENT 0
OCT
01
2015
man trimming in trees outisde

5 Fall Home Maintenance Projects

While the South Bay may not have the harsh weather much of the rest of the country experiences, you still need to prepare your home for the winter. Keeping your home well maintained keeps your home’s value from depreciating. Maintenance can also prevent other issues that
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COMMENT 0
SEP
15
2015
driver take the car to beside the beautiful green highway

4 Places to Go to See the Fall Leaves

When you think of fall leaves, you think New England, the Midwest, or the South. California isn’t the first place to come to mind. This is a mistake, California can be very colorful during the autumn. You just need to go on a weekend road trip. You can take in all of the bright
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COMMENT 0
SEP
01
2015
Woman looking at a wreckage

Earthquake Preparedness Kit Checklist

Living in the South Bay, we are in constant fear of “The Big One”. We really don’t know when it is going to hit and that is really scary. But there are some things that we can do to be prepared for earthquakes. One thing that we can do is create an earthquake
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COMMENT 0
AUG
15
2015
man holding an IO quit sign

How to Keep Your Millennials From Leaving Your Company (and Why It Matters)

As a small business owner, you have so much on your plate. You need to worry about your services, property, and other liabilities. As insurance agents, we listen to all of your business concerns, and we make sure that you have the coverage you need. But something that you cannot
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COMMENT 0
AUG
01
2015
Young blonde driving a new convertible car.

5 Ways to Avoid Parking Lot Accidents

Accidents can happen at any time. Whether you are barreling down the freeway or pulling out of your driveway. But did you know that quite a few accidents happen in parking lots? It is a bit shocking, but drivers often feel most confident while driving in parking lots, so that may
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COMMENT 0
JUL
15
2015
Young female office worker helplessly looking at the pile of papers with place for text

Take a Break! 5 Reasons Taking a Vacation Can Help Your Small Business

Our workplaces can be stressful at times. It seems like it’s always “Go, Go, GO!” Especially as a small business owner, you often feel that if you take some time off, even for a day, that everything will fall apart. We know that your employees rely on you for guidance. You want
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COMMENT 0
JUL
01
2015
Portrait Of Happy Hikers Analyze The Map In Footpath

6 Tips for Staying Safe While Traveling

As summer is upon us, everyone is planning their vacations. It is so exciting to get the chance to experience life in a different culture than you are used to. We have talked about using social media to protect your home while you are traveling, but you also need to concentrate
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COMMENT 0
JUN
01
2015

5 Things You Need To Consider During An Apartment Search

Moving into your first apartment can be so exciting! Looking through all the apartment listings, doing visits, and imagining what life would be like in each space. Sometimes, first-time renters are so eager to sign their lease that they don’t think about everything that they
BY
COMMENT 1
MAY
01
2015
May

The Dangers of Drowsy Driving

It’s been a long day at work. You step out into the cold night air and wander over to your car. You’ve been running around at work all day and you’re exhausted. It’s the largest project that you’ve ever worked on and your team has been staying late to finish everything up. You’ve
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COMMENT 0
APR
01
2015
FeatureImage-01

5 Social Media Tips to Protect Your Home From Theft

We protect our clients’ homes every day with our homeowners insurance policies. One of the most important parts of an insurance policy is to help clients recover after a burglary or theft. However, it is better to prevent burglary from happening in the first place. As a
BY
COMMENT 3
MAR
01
2015
Insurance list

What Personal General Insurance Do I Need?

Understanding your personal insurance policies can protect you and your family. In a recent blog, we had a discussion about the various types of commercial insurance that your business needs. However, knowing the types of general insurance that you and your family needs is also
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COMMENT 0
FEB
01
2015
Consultation between three business people - close up.

What Kind of Commercial Insurance Does My Business Need?

As a business owner, you know that accidents and mistakes happen within your business. Some accidents and mistakes could potentially destroy your business. We want to be sure that you are prepared for any incident that could harm your business. You need to protect your business
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COMMENT 0
JAN
14
2015
transportation and vehicle concept - man using phone while driving the car

How to Avoid Distracted Driving

As an insurance company, Nickerson has seen so many auto insurance premiums go up because of accidents. The problem is that distracted drivers caused many of these accidents. They could have been avoided if drivers concentrated on driving instead of other things happening in the
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COMMENT 3
DEC
04
2014
Construction worker has an accident while working on new house

6 Things Everybody Should Know About Workers’ Comp

Workers’ compensation insurance is designed to protect employees from injury or illness resulting from job-related tasks. It also prevents employees from suing employers over those injuries. Whether you are a business owner or an employee, understanding your workers’ compensation
BY
COMMENT 1
OCT
22
2014
hand of driver that holds wheel and goes on road

Reduce Your Car Insurance Premiums With These Defensive Driving Tips

Many things are considered when insurance companies calculate how much you will pay for auto insurance. What you drive, where you drive, how often and how far you drive plays a major role, as does your age and sex. However, when it comes to the cost of car insurance premiums,
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COMMENT 1
OCT
17
2014
Welcome-Blog

Welcome to the Nickerson Insurance Services, Inc. Blog!

We would like to take this opportunity to thank our loyal customers for your continued business and our potential customers for your consideration! We love providing people and businesses with the insurance protection they deserve and appreciate the opportunity to serve you and
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