Disability can lead to financial disaster. If you become disabled and lose your ability to earn a living, it becomes very hard to pay for normal living expenses. Disability insurance helps you compensate for lost wages. With disability insurance you are able to pay for your medical care without having to tap into your life savings.
Like all other insurance policies, disability insurance protects you from the unexpected. Some employers offer a variation of disability insurance coverage, but many do not. All individuals are able to purchase an individual disability insurance policy. Speak to an insurance agent at Nickerson Insurance Services, Inc. if you are unsure whether or not you should purchase disability insurance.
If you are unable to perform the duties of your job, consider disability insurance. Depending on your condition, you could be compensated for lost income. Reach out to an insurance agent at Nickerson Insurance Services, Inc. for more information about the benefits of disability insurance.