Long-term care insurance is designed to provide financial support for those with chronic illnesses, conditions or disabilities. For long-term care patients, the type of assistance needed can range from assistance with showering and bathing, meal planning and medication reminders to more skilled care provided by nurses, doctors and other healthcare professionals. As with all types of insurance, different long term care insurance policies offer a wide range of coverage options. There is no way to predict your future long-term care needs, so a policy with flexible options is often a smart decision.
My Coverage Options
There are many different long term care insurance coverage options. Speak with an insurance agent at Nickerson Insurance Services, Inc. to discuss the options available to you. Some people will have access to employer-sponsored group long-term care policies. There are joint policies and individual plans. Depending on how much you are willing to pay for your insurance plan, some policies will cover the following arrangements:
- Home care
- Assisted living
- Nursing home
- Home modifications
For more information about long-term care policies and the different services they provide, give us a call and speak with an insurance agent today.
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